Guest Author post:
Personal injury claims isn't exactly a subject that everyone is knowledgeable in, as it only really becomes relevant when you find yourself in the position of needing to proceed with your own case. At this time you'll find that there are many things to read about, as well as plenty of decisions to make. Any information and assistance that can help to make the process easier is usually welcomed by people in a similar position.
So what are the most common questions that people want the answers to? Here are just a few of them that could be helpful for you when looking at starting an accident claim:
"What counts as a personal injury or accident?"
The Citizens Advice Bureau has a comprehensive guide that describes the types of injuries and accidents that are often involved in claims. They say that a personal injury can be "a physical injury, disease or illness, or a psychological injury or illness."* Just some of these injuries include:
● Workplace accidents, diseases, or illnesses caused by discrimination or harassment
● Traffic accidents
● Slips, trips and falls
● Errors in hospital treatment or vaccinations
● Injuries to a victim sustained during a crime
"When do I need to claim?"
If you believe that an accident and resulting injury wasn't your fault, you'll need to claim compensation within the permitted time frame. The FAQs section on the Michael Jefferies Accident Claims website has included helpful information about this; you'll need to launch proceedings within three years of realizing you had an injury.
"What other action should I take?"
It is important to tick off a number of actions when you get injured at work or in public. If you're in work, you should always report the injury as stated in your company's policy. When an accident has occurred from a road accident you should report it to the police and your insurance company. However you've received an injury, you should see your doctor as the details will be included in your medical records. You should also gather evidence such as photographs, notes and any witnesses present.
"How will I pay for my claim?"
Many reputable sources say it is difficult to get legal aid for accident claims so keep this in mind when making your decision. However. there are a number of ways to pay for an accident claim, all of which can be researched in more detail online. As a brief overview, you could pay through a pre-existing insurance policy, legal fees up-front, or a no win no fee agreement with a solicitor.
"What is no win no fee?"
No win no fee is an option that some solicitors offer to their clients. It means that you won't have to pay their basic fees if you lose your claim. You can speak to specific solicitors to find out what their success fees are if you are awarded with compensation.
"Where can I get more information?"
Specialist solicitors can be great sources of knowledge to help you with your own personal circumstances, but you'll find more general knowledge on government websites too.